Terms & Conditions

FINESSE 

TERMS OF SERVICE 

Date of Last Revision: Aug 14, 2021 

Welcome to FINESSE! 

FINESSE US Inc. (“FINESSE,” “we,” “us,” “our”) provides its services (described below) to you through its  website located at www.finesse.us (the “Site”) and through its mobile applications and related services  (collectively, such services, including any new features and applications, and the Site, the “Service(s)”),  subject to the following Terms of Service (as amended from time to time, the “Terms of Service”). We  reserve the right, at our sole discretion, to change or modify portions of these Terms of Service at any time.  If we do this, we will post the changes on this page and will indicate at the top of this page the date these  terms were last revised. We will also notify you, either through the Services user interface, in an email  notification or through other reasonable means. Any such changes will become effective no earlier than  fourteen (14) days after they are posted, except that changes addressing new functions of the Services or  changes made for legal reasons will be effective immediately. Your continued use of the Service after the  date any such changes become effective constitutes your acceptance of the new Terms of Service.  

PLEASE READ THESE TERMS OF SERVICE CAREFULLY, AS THEY CONTAIN AN AGREEMENT TO  ARBITRATE AND OTHER IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS,  REMEDIES, AND OBLIGATIONS. THE AGREEMENT TO ARBITRATE REQUIRES (WITH LIMITED  EXCEPTION) THAT YOU SUBMIT CLAIMS YOU HAVE AGAINST US TO BINDING AND FINAL  ARBITRATION, AND FURTHER (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST  FINESSE ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR  REPRESENTATIVE ACTION OR PROCEEDING, (2) YOU WILL ONLY BE PERMITTED TO SEEK  RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ON AN INDIVIDUAL  BASIS, AND (3) YOU MAY NOT BE ABLE TO HAVE ANY CLAIMS YOU HAVE AGAINST US  RESOLVED BY A JURY OR IN A COURT OF LAW. 

If you are entering into these Terms of Service on behalf of a company, business or other legal entity, you  represent that you have the authority to bind such entity and its affiliates to these Terms of Service, in which  case the terms “user”, “you” or “your” shall refer to such entity and its affiliates. If you do not have such  authority, or if you do not agree with these Terms of Service, you must not accept these Terms of Service  and may not use the Services. 

In addition, when using certain services, you will be subject to any additional terms applicable to such  services that may be posted on the Service from time to time, including, without limitation, the Privacy Policy  located at www.finesse.us/privacy. All such terms are hereby incorporated by reference into these Terms  of Service.  

Access and Use of the Service 

Services Description: The Service provides a mobile and online social marketplace designed to  facilitate the consumer shopping experience for both consumers and brands by featuring social profiles and  personalized dynamic pricing and commissions for shoppers (“Users”). The Service also provides data  analytics tools for featured brands (“Brands”), whereby the Brand can analyze how well it interacts with the  Services. Users may create social profiles through the Site (each a “FINESSE Profile”) where Users can  personalize their FINESSE Profile based on their browsing history and shopping preferences. FINESSE 

Profiles will accumulate value though the Site (a “FINESSE Score”) which is influenced by the User’s activity  through the Services, other Users’ interaction with a particular User’s FINESSE Profile, as well as a User’s  social media presence. FINESSE Scores are determined in FINESSE’s sole discretion.  

Your Registration Obligations: You may be required to register with FINESSE in order to access  and use certain features of the Service. If you choose to register for the Service, you agree to provide and  maintain true, accurate, current and complete information about yourself as prompted by the Service’s registration form. Registration data and certain other information about you are governed by our Privacy  Policy. If you are under 13 years of age, you are not authorized to register or use any parts of the Service that require the creation of a FINESSE Profile.

 

Member Account, Password and Security: You are responsible for maintaining the  confidentiality of your password and account, if any, and are fully responsible for any and all activities that  occur under your password or account. You agree to (a) immediately notify FINESSE of any unauthorized  use of your password or account or any other breach of security, and (b) ensure that you exit from your  account at the end of each session when accessing the Service. FINESSE will not be liable for any loss or  damage arising from your failure to comply with this Section. 

Modifications to Service: FINESSE reserves the right to modify or discontinue, temporarily or  permanently, the Service (or any part thereof) with or without notice. You agree that FINESSE will not be  liable to you or to any third party for any modification, suspension or discontinuance of the Service. 

General Practices Regarding Use and Storage: You acknowledge that FINESSE may establish  general practices and limits concerning use of the Service, including without limitation the maximum period  of time that data or other content will be retained by the Service and the maximum storage space that will  be allotted on FINESSE’s servers on your behalf. You agree that FINESSE has no responsibility or liability  for the deletion or failure to store any data or other content maintained or uploaded by the Service. You  acknowledge that FINESSE reserves the right to terminate accounts that are inactive for an extended period  of time. You further acknowledge that FINESSE reserves the right to change these general practices and  limits at any time, in its sole discretion, with or without notice. 

Mobile Services: The Service includes certain services that are available via a mobile device,  including (i) the ability to upload content to the Service via a mobile device, (ii) the ability to browse the  Service and the Site from a mobile device and (iii) the ability to access certain features through an  application downloaded and installed on a mobile device (collectively, the “Mobile Services”). To the extent  you access the Service through a mobile device, your wireless service carrier’s standard charges, data  rates and other fees may apply. In addition, downloading, installing, or using certain Mobile Services may  be prohibited or restricted by your carrier, and not all Mobile Services may work with all carriers or devices.  By using the Mobile Services, you agree that certain information about your usage of the Mobile Services  may be communicated to us. 

Conditions of Use 

User Conduct: You are solely responsible for all video, images, information, data, text, music,  sound, photographs, graphics, messages or other materials (“content”) that you upload, post, publish or  display (hereinafter, “upload”) or email or otherwise use via the Service. The following are examples of the  kind of content and/or use that is illegal or prohibited by FINESSE. FINESSE reserves the right to  investigate and take appropriate legal action against anyone who, in FINESSE’s sole discretion, violates  this provision, including without limitation, removing the offending content from the Service, suspending or  terminating the account of such violators and reporting you to the law enforcement authorities. You agree  to not use the Service to: 

  1. email or otherwise upload any content that (i) infringes any intellectual property or other proprietary rights of any party; (ii) you do not have a right to upload under any law or under  contractual or fiduciary relationships; (iii) contains software viruses or any other computer code,  files or programs designed to interrupt, destroy or limit the functionality of any computer  software or hardware or telecommunications equipment; (iv) poses or creates a privacy or  security risk to any person; (v) constitutes unsolicited or unauthorized advertising, promotional  materials, commercial activities and/or sales, “junk mail,” “spam,” “chain letters,” “pyramid  schemes,” “contests,” “sweepstakes,” or any other form of solicitation; (vi) is unlawful, harmful,  threatening, abusive, harassing, tortious, excessively violent, defamatory, vulgar, obscene,  pornographic, libelous, invasive of another’s privacy, hateful racially, ethnically or otherwise  objectionable; or (vii) in the sole judgment of FINESSE, is objectionable or which restricts or inhibits any other person from using or enjoying the Service, or which may expose FINESSE or its users to any harm or liability of any type; 
  2. interfere with or disrupt the Service or servers or networks connected to the Service, or disobey  any requirements, procedures, policies or regulations of networks connected to the Service; or
  3. violate any applicable local, state, national or international law, or any regulations having the  force of law;
  4. impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with  a person or entity;
  5. solicit personal information from anyone under the age of 18;
  6. harvest or collect email addresses or other contact information of other users from the Service  by electronic or other means for the purposes of sending unsolicited emails or other unsolicited  communications;
  7. advertise or offer to sell or buy any goods or services for any business purpose that is not  specifically authorized;
  8. further or promote any criminal activity or enterprise or provide instructional information about  illegal activities; or
  9. obtain or attempt to access or otherwise obtain any materials or information through any means  not intentionally made available or provided for through the Service.

Commercial Use: Unless otherwise expressly authorized herein or in the Service, you agree not  to display, distribute, license, perform, publish, reproduce, duplicate, copy, create derivative works from,  modify, sell, resell, exploit, transfer or upload for any commercial purposes, any portion of the Service, use  of the Service, or access to the Service. 

Purchase and Sale Transactions 

General: Registering for the Service is free; however, FINESSE may charge certain fees for  various transactions or offerings effected through the Service. To the extent the Services or any portion  thereof is made available for any fee, you will be required to provide FINESSE information regarding your  credit card or other payment instrument. You represent and warrant to FINESSE that such information is  true and that you are authorized to use the payment instrument. You will promptly update your account  information with any changes (for example, a change in your billing address or credit card expiration date)  that may occur. You agree to pay all applicable fees or charges based on the fee and billing terms then in  effect, regardless of whether you have an active account. If you dispute any charges you must let FINESSE 

know within thirty (30) days after the date that FINESSE charges you. FINESSE uses a payment processing  company for payment processing, which allows us to accept fees from you, and also allows you to receive  a User Commission (as defined below) from us. As a condition of FINESSE enabling payment processing  services through our third party payment processing company, you agree to provide FINESSE accurate  and complete information about you and/or your business, and you authorize FINESSE to share with this  company this information and transaction information related to your use of the payment processing  services provided by Braintree. FINESSE may delay or cancel any payment or Commission for purposes  of preventing unlawful activity or fraud, risk assessment, security or investigation. 

Payment for Services: FINESSE is authorized to collect payment from Users for goods and  services that are purchased through the Services. In some cases, transactions for goods and services may  be introduced through the FINESSE platform and online marketplace, but are otherwise conducted and  paid for outside of the Services. In these instances, Users contract for such transactions directly with the  applicable Brand or third party, and payment for such transactions is made directly from the User to the  Brand or third party, and not through FINESSE. FINESSE assumes no liability for any acts or omissions of  Brands or third parties who provide goods and services to Users that are conducted outside of the Services  and in which payment is provided to the Brand or third party outside of the Services. 

User Disputes: The FINESSE platform is a venue for connecting Users with Brands. In the event  that there is a dispute between you and FINESSE, and FINESSE is not a party to or otherwise involved in  the performance or payment of a transaction for goods and/services, you hereby release FINESSE from  any and all claims, demands, damages (including direct, indirect, losses, governmental obligations, suits and/or controversies of every kind and nature, known and unknown, suspected and unsuspected, disclosed  and undisclosed) arising out of or in any way connected with such dispute.  

Fees; Transactions: Unless otherwise stated, all fees are quoted in U.S. Dollars. In addition to  the payment of the applicable purchase price for a purchased item, buyers are responsible for paying all  shipping costs to FINESSE and all applicable sales, excise, import, export, VAT and other taxes or duties  associated with the purchase and sale of any items through the Service. All such shipping costs and taxes  are not included in the listed price for any items made available from sellers through the Service, but will  be displayed to buyers before confirmation of any purchase. Your continued use of the Services after the  price change becomes effective constitutes your agreement to pay the changed amount. 

Fee Modifications: We reserve the right to change or discontinue, temporarily or permanently,  some or all of the fees for the Service (including to lower fees for promotional events), and such changes  are effective when we post information about the fee change through the Service. Additionally, we may  change our fees at any time and in our sole discretion. 

FINESSE Fees: FINESSE shall receive a set percentage for each transaction for goods and  services that is executed through the Services (“FINESSE Fee”). The FINESSE Fee shall be a percentage  of the total transaction value, as determined in FINESSE’s sole discretion.  

User Commission: For each transaction for goods and services that is driven through a User’s  FINESSE Profile, the applicable User will receive a percentage of the remaining transaction value after the  FINESSE Fee has been calculated (the “User Commission”). The User Commission will be based on a  percentage value that is influenced by the User’s FINESSE Score, and is determined in FINESSE’s sole  discretion. Users shall receive their User Commission thirty (30) days after the end of the month in which  the User-driven transaction occurred, and in any case, after the Refund Request period has expired (as  defined below). 

Cancellation and Refunds: For goods and services that were purchased through the Services (as  opposed to a third party’s website), we will normally process valid written request for cancellations or  refunds within thirty (45) days of receiving it (a “Refund Request”), unless a shorter period is required by  law. You may request a cancellation or refund by emailing a Refund Request to FINESSE at  rewind@finesse.us. In regard to any refunds sought for goods and services purchased outside of the  Services and paid for outside of the Services, such refund requests shall be made directly with the third  party that provided such goods and services. 

Apple-Enabled Software Applications 

FINESSE offers Software applications that are intended to be operated in connection with products made  commercially available by Apple Inc. (“Apple”), among other platforms. With respect to Software that is  made available for your use in connection with an Apple-branded product (such Software, “Apple-Enabled  Software”), in addition to the other terms and conditions set forth in these Terms of Service, the following  terms and conditions apply: 

  • FINESSE and you acknowledge that these Terms of Service are concluded between FINESSE and  you only, and not with Apple, and that as between FINESSE and Apple, FINESSE, not Apple, is  solely responsible for the Apple-Enabled Software and the content thereof. 
  • You may not use the Apple-Enabled Software in any manner that is in violation of or inconsistent  with the Usage Rules set forth for Apple-Enabled Software in, or otherwise be in conflict with, the  App Store Terms of Service. 
  • Your license to use the Apple-Enabled Software is limited to a non-transferable license to use the  Apple-Enabled Software on an iOS Product that you own or control, as permitted by the Usage  Rules set forth in the App Store Terms of Service.
  • Apple has no obligation whatsoever to provide any maintenance or support services with respect  to the Apple-Enabled Software.  
  • Apple is not responsible for any product warranties, whether express or implied by law. In the event  of any failure of the Apple-Enabled Software to conform to any applicable warranty, you may notify  Apple, and Apple will refund the purchase price for the Apple-Enabled Software to you, if any; and,  to the maximum extent permitted by applicable law, Apple will have no other warranty obligation  whatsoever with respect to the Apple-Enabled Software, or any other claims, losses, liabilities,  damages, costs or expenses attributable to any failure to conform to any warranty, which will be  FINESSE’s sole responsibility, to the extent it cannot be disclaimed under applicable law. 
  • FINESSE and you acknowledge that FINESSE, not Apple, is responsible for addressing any claims  of you or any third party relating to the Apple-Enabled Software or your possession and/or use of  that Apple-Enabled Software, including, but not limited to: (i) product liability claims; (ii) any claim  that the Apple-Enabled Software fails to conform to any applicable legal or regulatory requirement;  and (iii) claims arising under consumer protection or similar legislation.  
  • In the event of any third party claim that the Apple-Enabled Software or the end-user’s possession  and use of that Apple-Enabled Software infringes that third party’s intellectual property rights, as  between FINESSE and Apple, FINESSE, not Apple, will be solely responsible for the investigation,  defense, settlement and discharge of any such intellectual property infringement claim. 
  • You represent and warrant that (i) you are not located in a country that is subject to a U.S.  Government embargo, or that has been designated by the U.S. Government as a “terrorist  supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted  parties. 
  • If you have any questions, complaints or claims with respect to the Apple-Enabled Software, they  should be directed to FINESSE as follows: 

FINESSE US Inc.

contact@finesse.us 

734 S Main Street, Los Angeles, CA 90014 

FINESSE and you acknowledge and agree that Apple, and Apple’s subsidiaries, are third party  beneficiaries of these Terms of Service with respect to the Apple-Enabled Software, and that, upon your  acceptance of the terms and conditions of these Terms of Service, Apple will have the right (and will be  deemed to have accepted the right) to enforce these Terms of Service against you with respect to the  Apple-Enabled Software as a third party beneficiary thereof. 

Intellectual Property Rights 

Service Content, Software and Trademarks: You acknowledge and agree that the Service may  contain content or features (“Service Content”) that are protected by copyright, patent, trademark, trade  secret or other proprietary rights and laws. Service Content may be owned by FINESSE, or portions may  be made available to us through arrangements with third parties, including Brand. Except as expressly  authorized by FINESSE, you agree not to modify, copy, frame, scrape, rent, lease, loan, sell, distribute or  create derivative works based on the Service or the Service Content, in whole or in part, except that the  foregoing does not apply to your own User Content (as defined below) that you legally upload to the Service.  In connection with your use of the Service you will not engage in or use any data mining, robots, scraping  or similar data gathering or extraction methods. If you are blocked by FINESSE from accessing the Service  (including by blocking your IP address), you agree not to implement any measures to circumvent such  blocking (e.g., by masking your IP address or using a proxy IP address). Any use of the Service or the  Service Content other than as specifically authorized herein is strictly prohibited. The technology and  software underlying the Service or distributed in connection therewith are the property of FINESSE, our  affiliates and our partners (the “Software”). You agree not to copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign,  sublicense, or otherwise transfer any right in the Software. Any rights not expressly granted herein are  reserved by FINESSE. 

 

The FINESSE name, internet domain name (www.finesse.us) and logos are trademarks and service marks  of FINESSE (collectively the “FINESSE Trademarks”). Other company, product, and service names and  logos used and displayed via the Service (including those of Consumer or Brand) may be trademarks or  service marks of their respective owners who may or may not endorse or be affiliated with or connected to  FINESSE. Nothing in this Terms of Service or the Service should be construed as granting, by implication,  estoppel, or otherwise, any license or right to use any of FINESSE Trademarks displayed on the Service,  without our prior written permission in each instance. All goodwill generated from the use of FINESSE Trademarks will inure to our exclusive benefit. 

Third Party Material: Under no circumstances will FINESSE be liable in any way for any content  or materials of any third parties (including those of Consumer or Brand), including, but not limited to, for  any errors or omissions in any content, or for any loss or damage of any kind incurred as a result of the use  of any such content. You acknowledge that FINESSE does not pre-screen content, but that FINESSE and  its designees will have the right (but not the obligation) in their sole discretion to refuse or remove any  content that is available via the Service. Without limiting the foregoing, FINESSE and its designees will  have the right to remove any content that violates these Terms of Service or is deemed by FINESSE, in its  sole discretion, to be otherwise objectionable. You agree that you must evaluate, and bear all risks  associated with, the use of any content, including any reliance on the accuracy, completeness, or  usefulness of such content.  

User Content Transmitted Through the Service: With respect to the content or other materials  you upload through the Service or share with other users or recipients (collectively, “User Content”), you  represent and warrant that you own all right, title and interest in and to such User Content, including, without  limitation, all copyrights and rights of publicity contained therein. By uploading any User Content you hereby  grant and will grant FINESSE and its affiliated companies a nonexclusive, worldwide, royalty free, fully paid  up, transferable, sublicensable license to copy, publicly display or perform, upload, distribute, store, modify  and otherwise use your User Content in connection with the operation of the Service or the promotion,  advertising or marketing thereof in any form, medium or technology now known or later developed. You  can end this license anytime by deleting your content or account. However, content will continue to appear if you shared it with others and they have not deleted it. 

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other  information about the Service (“Submissions”), provided by you to FINESSE are non-confidential and  FINESSE will be entitled to the unrestricted use and dissemination of these Submissions for any purpose,  commercial or otherwise, without acknowledgment or compensation to you.  

You acknowledge and agree that FINESSE may preserve content and may also disclose content if required  to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to:  (a) comply with legal process, applicable laws or government requests; (b) enforce these Terms of Service;  (c) respond to claims that any content violates the rights of third parties; or (d) protect the rights, property,  or personal safety of FINESSE, its users and the public. You understand that the technical processing and  transmission of the Service, including your content, may involve (a) transmissions over various networks;  and (b) changes to conform and adapt to technical requirements of connecting networks or devices. 

Copyright Complaints: FINESSE respects the intellectual property of others, and we ask our  users to do the same. If you believe that your work has been copied in a way that constitutes copyright  infringement, or that your intellectual property rights have been otherwise violated, you should notify  FINESSE of your infringement claim in accordance with the procedure set forth below. 

FINESSE will process and investigate notices of alleged infringement and will take appropriate actions under the Digital Millennium Copyright Act (“DMCA”) and other applicable intellectual property laws with  respect to any alleged or actual infringement. A notification of claimed copyright infringement should be  emailed to FINESSE’s Copyright Agent at ahmariramin@googlemail.com (Subject line: “DMCA Takedown  Request”). You may also contact us by mail or facsimile at:  

FINESSE US Inc. 

contact@finesse.us 

734 S Main Street, Los Angeles, CA 90014 

To be effective, the notification must be in writing and contain the following information:  

  • an electronic or physical signature of the person authorized to act on behalf of the owner of the  copyright or other intellectual property interest;  
  • a description of the copyrighted work or other intellectual property that you claim has been infringed;  a description of where the material that you claim is infringing is located on the Service, with enough  detail that we may find it on the Service;  
  • your address, telephone number, and email address;  
  • a statement by you that you have a good faith belief that the disputed use is not authorized by the  copyright or intellectual property owner, its agent, or the law;  
  • a statement by you, made under penalty of perjury, that the above information in your Notice is  accurate and that you are the copyright or intellectual property owner or authorized to act on the  copyright or intellectual property owner’s behalf.  

Counter-Notice: If you believe that your User Content that was removed (or to which access was  disabled) is not infringing, or that you have the authorization from the copyright owner, the copyright owner’s  agent, or pursuant to the law, to upload and use the content in your User Content, you may send a written  counter-notice containing the following information to the Copyright Agent:  

  • your physical or electronic signature;  
  • identification of the content that has been removed or to which access has been disabled and the  location at which the content appeared before it was removed or disabled;  
  • a statement that you have a good faith belief that the content was removed or disabled as a result  of mistake or a misidentification of the content; and  
  • your name, address, telephone number, and email address, a statement that you consent to the  jurisdiction of the federal court located within Northern District of California and a statement that you will accept service of process from the person who provided notification of the alleged  infringement.  

If a counter-notice is received by the Copyright Agent, FINESSE will send a copy of the counter-notice to  the original complaining party informing that person that it may replace the removed content or cease  disabling it in 10 business days. Unless the copyright owner files an action seeking a court order against  the content provider, member or user, the removed content may be replaced, or access to it restored, in 10  to 14 business days or more after receipt of the counter-notice, at our sole discretion. 

Repeat Infringer Policy: In accordance with the DMCA and other applicable law, FINESSE has  adopted a policy of terminating, in appropriate circumstances and at FINESSE's sole discretion, users who  are deemed to be repeat infringers. FINESSE may also at its sole discretion limit access to the Service  and/or terminate the memberships of any users who infringe any intellectual property rights of others,  whether or not there is any repeat infringement. 

Misrepresentation: You agree not to misrepresent any of your metrics or statistics associated with  your User Content, social accounts and performance of your posts as may be represented on the Service,  or use bots or other artificial means to inflate your metrics or statistics associated with your User Content,  social accounts and performance of your posts as may be represented on the Service. 

Third Party Websites 

The Service may provide, or third parties, including Consumer and Brand, may provide links or other access  to other sites and resources on the Internet. FINESSE has no control over such sites and resources and  FINESSE is not responsible for and does not endorse such sites and resources. You further acknowledge  and agree that FINESSE will not be responsible or liable, directly or indirectly, for any damage or loss  caused or alleged to be caused by or in connection with use of or reliance on any content, events, goods  or services available on or through any such site or resource. Any dealings you have with third parties  found while using the Service are between you and the third party, and you agree that FINESSE is not  liable for any loss or claim that you may have against any such third party. 

Social Networking Services 

FINESSE may allow users to log in to the Service via various online third party services, such as social  media and social networking services like Twitter (“Social Networking Services”). By logging in or directly  integrating these Social Networking Services into the Service, we make your online experiences richer and  more personalized. To take advantage of this feature and capabilities, we may ask you to authenticate,  register for or log into Social Networking Services on the websites of their respective providers. As part of  such integration, the Social Networking Services will provide us with access to certain information that you  have provided to such Social Networking Services, and we will use, store and disclose such information in  accordance with our Privacy Policy. For more information about the implications of activating these Social  Networking Services and FINESSE’s use, storage and disclosure of information related to you and your  use of such services within FINESSE (including your friend lists and the like), please see our Privacy Policy  at www.finesse.us/privacy. However, please remember that the manner in which Social Networking  Services use, store and disclose your information is governed solely by the policies of such third parties,  and FINESSE shall have no liability or responsibility for the privacy practices or other actions of any third  party site or service that may be enabled within the Service.  

In addition, FINESSE is not responsible for the accuracy, availability or reliability of any information,  content, goods, data, opinions, advice or statements made available in connection with Social Networking  Services. As such, FINESSE is not liable for any damage or loss caused or alleged to be caused by or in  connection with use of or reliance on any such Social Networking Services. FINESSE enables these  features merely as a convenience and the integration or inclusion of such features does not imply an  endorsement or recommendation. 

Indemnity and Release 

You agree to release, indemnify and hold FINESSE and its affiliates and their officers, employees, directors  and agents (collectively, “Indemnitees”) harmless from any from any and all losses, damages, expenses,  including reasonable attorneys’ fees, rights, claims, actions of any kind and injury (including death) arising  out of or relating to your use of the Service, any User Content, your connection to the Service, your violation  of these Terms of Service or your violation of any rights of another. Notwithstanding the foregoing, you will  have no obligation to indemnify or hold harmless any Indemnitee from or against any liability, losses,  damages or expenses incurred as a result of any action or inaction of such Indemnitee. If you are a  California resident, you waive California Civil Code Section 1542, which says: “A general release does not  extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing  the release, which if known by him must have materially affected his settlement with the debtor.” If you are  a resident of another jurisdiction, you waive any comparable statute or doctrine. 

Disclaimer of Warranties 

YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN “AS IS”  AND “AS AVAILABLE” BASIS. FINESSE EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND,  WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE IMPLIED  WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON 

INFRINGEMENT. 

FINESSE MAKES NO WARRANTY THAT (I) THE SERVICE WILL MEET YOUR REQUIREMENTS, (II)  THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (III) THE RESULTS  THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, OR  (IV) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL  PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS. 

Limitation of Liability 

YOU EXPRESSLY UNDERSTAND AND AGREE THAT FINESSE WILL NOT BE LIABLE FOR ANY  INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR  LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE,  DATA OR OTHER INTANGIBLE LOSSES (EVEN IF FINESSE HAS BEEN ADVISED OF THE  POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE,  STRICT LIABILITY OR OTHERWISE, RESULTING FROM: (I) THE USE OR THE INABILITY TO USE THE  SERVICE; (II) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING  FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR  MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; 

(III) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (IV)  STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (V) ANY OTHER MATTER  RELATING TO THE SERVICE. IN NO EVENT WILL FINESSE’S TOTAL LIABILITY TO YOU FOR ALL  DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID FINESSE IN  THE LAST SIX (6) MONTHS, OR, IF GREATER, ONE HUNDRED DOLLARS ($100).  

SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OR EXCLUSION OF CERTAIN  WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR  CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS SET FORTH  ABOVE MAY NOT APPLY TO YOU OR BE ENFORCEABLE WITH RESPECT TO YOU. IF YOU ARE  DISSATISFIED WITH ANY PORTION OF THE SERVICE OR WITH THESE TERMS OF SERVICE, YOUR  SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.  

IF YOU ARE A USER FROM NEW JERSEY, THE FOREGOING SECTIONS TITLED “DISCLAIMER OF  WARRANTIES” AND “LIMITATION OF LIABILITY” ARE INTENDED TO BE ONLY AS BROAD AS IS  PERMITTED UNDER THE LAWS OF THE STATE OF NEW JERSEY. IF ANY PORTION OF THESE  SECTIONS IS HELD TO BE INVALID UNDER THE LAWS OF THE STATE OF NEW JERSEY, THE  INVALIDITY OF SUCH PORTION SHALL NOT AFFECT THE VALIDITY OF THE REMAINING PORTIONS  OF THE APPLICABLE SECTIONS. 

Dispute Resolution By Binding Arbitration: PLEASE READ THIS SECTION CAREFULLY AS IT  AFFECTS YOUR RIGHTS. 

  1. Agreement to Arbitrate 

This Dispute Resolution by Binding Arbitration section is referred to in this Terms of Service as the  “Arbitration Agreement.” You agree that any and all disputes or claims that have arisen or may arise  between you and FINESSE, whether arising out of or relating to this Terms of Service (including any alleged  breach thereof), the Services, any advertising, any aspect of the relationship or transactions between us,  shall be resolved exclusively through final and binding arbitration, rather than a court, in accordance with  the terms of this Arbitration Agreement, except that you may assert individual claims in small claims court,  if your claims qualify. Further, this Arbitration Agreement does not preclude you from bringing issues to the  attention of federal, state, or local agencies, and such agencies can, if the law allows, seek relief against  us on your behalf. You agree that, by entering into this Terms of Service, you and FINESSE are each  waiving the right to a trial by jury or to participate in a class action. Your rights will be determined by a  neutral arbitrator, not a judge or jury. The Federal Arbitration Act governs the interpretation and  enforcement of this Arbitration Agreement. 

  1. Prohibition of Class and Representative Actions and Non-Individualized Relief

YOU AND FINESSE AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY  ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED  CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND FINESSE AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE  PERSON’S OR PARTY’S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A  CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. ALSO, THE ARBITRATOR MAY  AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN  FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY  TO PROVIDE RELIEF NECESSITATED BY THAT PARTY’S INDIVIDUAL CLAIM(S), EXCEPT THAT  YOU MAY PURSUE A CLAIM FOR AND THE ARBITRATOR MAY AWARD PUBLIC INJUNCTIVE  RELIEF UNDER APPLICABLE LAW TO THE EXTENT REQUIRED FOR THE ENFORCEABILITY OF  THIS PROVISION.  

  1. Pre-Arbitration Dispute Resolution 

FINESSE is always interested in resolving disputes amicably and efficiently, and most customer concerns  can be resolved quickly and to the customer’s satisfaction by emailing customer support at  contact@finesse.us. If such efforts prove unsuccessful, a party who intends to seek arbitration must first  send to the other, by certified mail, a written Notice of Dispute (“Notice”). The Notice to FINESSE should  be sent to 734 S Main Street, Los Angeles, CA 90014 (“Notice Address”). The Notice must (i) describe  the nature and basis of the claim or dispute and (ii) set forth the specific relief sought. If FINESSE and you  do not resolve the claim within sixty (60) calendar days after the Notice is received, you or FINESSE may  commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by  FINESSE or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if  any, to which you or FINESSE is entitled. 

  1. Arbitration Procedures 

Arbitration will be conducted by a neutral arbitrator in accordance with the American Arbitration  Association’s (“AAA”) rules and procedures, including the AAA’s Consumer Arbitration Rules (collectively,  the “AAA Rules”), as modified by this Arbitration Agreement. For information on the AAA, please visit its  website, http://www.adr.org. Information about the AAA Rules and fees for consumer disputes can be found  at the AAA’s consumer arbitration page, http://www.adr.org/consumer_arbitration. If there is any  inconsistency between any term of the AAA Rules and any term of this Arbitration Agreement, the  applicable terms of this Arbitration Agreement will control unless the arbitrator determines that the  application of the inconsistent Arbitration Agreement terms would not result in a fundamentally fair  arbitration. The arbitrator must also follow the provisions of these Terms of Service as a court would. All  issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope,  enforceability, and arbitrability of this Arbitration Agreement. Although arbitration proceedings are usually  simpler and more streamlined than trials and other judicial proceedings, the arbitrator can award the same  damages and relief on an individual basis that a court can award to an individual under the Terms of Service  and applicable law. Decisions by the arbitrator are enforceable in court and may be overturned by a court  only for very limited reasons. 

Unless FINESSE and you agree otherwise, any arbitration hearings will take place in a reasonably  convenient location for both parties with due consideration of their ability to travel and other pertinent  circumstances. If the parties are unable to agree on a location, the determination shall be made by AAA.  If your claim is for $10,000 or less, FINESSE agrees that you may choose whether the arbitration will be  conducted solely on the basis of documents submitted to the arbitrator, through a telephonic hearing, or by  an in-person hearing as established by the AAA Rules. If your claim exceeds $10,000, the right to a hearing  will be determined by the AAA Rules. Regardless of the manner in which the arbitration is conducted, the  arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions  on which the award is based. 

  1. Costs of Arbitration

Payment of all filing, administration, and arbitrator fees (collectively, the “Arbitration Fees”) will be governed  by the AAA Rules, unless otherwise provided in this Arbitration Agreement. If the value of the relief sought  is $75,000 or less, at your request and if you timely provided us with a Notice of Dispute, FINESSE will pay  all Arbitration Fees. If the value of relief sought is more than $75,000 and you are able to demonstrate to  the arbitrator that you are economically unable to pay your portion of the Arbitration Fees or if the arbitrator  otherwise determines for any reason that you should not be required to pay your portion of the Arbitration  Fees, FINESSE will pay your portion of such fees. In addition, if you demonstrate to the arbitrator that the  costs of arbitration will be prohibitive as compared to the costs of litigation, FINESSE will pay as much of  the Arbitration Fees as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive.  Any payment of attorneys’ fees will be governed by the AAA Rules. 

 

  1. Confidentiality 

All aspects of the arbitration proceeding, and any ruling, decision, or award by the arbitrator, will be strictly  confidential for the benefit of all parties. 

  1. Severability 

If a court or the arbitrator decides that any term or provision of this Arbitration Agreement (other than the  subsection (b) titled “Prohibition of Class and Representative Actions and Non-Individualized Relief” above) is invalid or unenforceable, the parties agree to replace such term or provision with a term or provision that  is valid and enforceable and that comes closest to expressing the intention of the invalid or unenforceable  term or provision, and this Arbitration Agreement shall be enforceable as so modified. If a court or the  arbitrator decides that any of the provisions of subsection (b) above titled “Prohibition of Class and  Representative Actions and Non-Individualized Relief” are invalid or unenforceable, then the entirety of this  Arbitration Agreement shall be null and void, unless such provisions are deemed to be invalid or  unenforceable solely with respect to claims for public injunctive relief. The remainder of the Terms of  Service will continue to apply. 

  1. Future Changes to Arbitration Agreement 

Notwithstanding any provision in this Terms of Service to the contrary, FINESSE agrees that if it makes  any future change to this Arbitration Agreement (other than a change to the Notice Address) while you are  a user of the Services, you may reject any such change by sending FINESSE written notice within thirty  (30) calendar days of the change to the Notice Address provided above. By rejecting any future change,  you are agreeing that you will arbitrate any dispute between us in accordance with the language of this  Arbitration Agreement as of the date you first accepted these Terms of Service (or accepted any  subsequent changes to these Terms of Service). 

Termination 

You agree that FINESSE, in its sole discretion, may suspend or terminate your account (or any part thereof)  or use of the Service and remove and discard any content within the Service, for any reason, including,  without limitation, for lack of use or if FINESSE believes that you have violated or acted inconsistently with  the letter or spirit of these Terms of Service. Any suspected fraudulent, abusive or illegal activity that may  be grounds for termination of your use of Service, may be referred to appropriate law enforcement  authorities. FINESSE may also in its sole discretion and at any time discontinue providing the Service, or  any part thereof, with or without notice. You agree that any termination of your access to the Service under  any provision of this Terms of Service may be effected without prior notice, and acknowledge and agree  that FINESSE may immediately deactivate or delete your account and all related information and files in  your account and/or bar any further access to such files or the Service. Further, you agree that FINESSE will not be liable to you or any third party for any termination of your access to the Service. 

User Disputes 

You agree that you are solely responsible for your interactions with any other user (including Consumer  and/or Brand) in connection with the Service and FINESSE will have no liability or responsibility with respect  thereto. FINESSE reserves the right, but has no obligation, to become involved in any way with disputes



General 

These Terms of Service constitute the entire agreement between you and FINESSE and govern your use  of the Service, superseding any prior agreements between you and FINESSE with respect to the Service.  You also may be subject to additional terms and conditions that may apply when you use affiliate or third  party services, third party content or third party software. These Terms of Service will be governed by the  laws of the State of California without regard to its conflict of law provisions. With respect to any disputes  or claims not subject to arbitration, as set forth above, you and FINESSE agree to submit to the personal  and exclusive jurisdiction of the state and federal courts located within Santa Clara County, California. The  failure of FINESSE to exercise or enforce any right or provision of these Terms of Service will not constitute  a waiver of such right or provision. If any provision of these Terms of Service is found by a court of  competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give  effect to the parties’ intentions as reflected in the provision, and the other provisions of these Terms of  Service remain in full force and effect. You agree that regardless of any statute or law to the contrary, any  claim or cause of action arising out of or related to use of the Service or these Terms of Service must be  filed within one (1) year after such claim or cause of action arose or be forever barred. A printed version of  this agreement and of any notice given in electronic form will be admissible in judicial or administrative  proceedings based upon or relating to this agreement to the same extent and subject to the same conditions  as other business documents and records originally generated and maintained in printed form. You may  not assign this Terms of Service without the prior written consent of FINESSE, but FINESSE may assign  or transfer this Terms of Service, in whole or in part, without restriction. The section titles in these Terms of  Service are for convenience only and have no legal or contractual effect. Notices to you may be made via  either email or regular mail. The Service may also provide notices to you of changes to these Terms of  Service or other matters by displaying notices or links to notices generally on the Service. 

Your Privacy 

At FINESSE, we respect the privacy of our users. For details please see our Privacy Policy. By using the  Service, you consent to our collection and use of personal data as outlined therein. 

Notice for California Users 

Under California Civil Code Section 1789.3, users of the Service from California are entitled to the following  specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the  California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Suite  N 112, Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210. You may contact us  at FINESSE US, Inc., 734 S Main Street, Los Angeles, CA 90014 or (213) 340-4908

Questions? Concerns? Suggestions? 

Please contact us at contact@finesse.us to report any violations of these Terms of Service or to pose any  questions regarding this Terms of Service or the Service.